Fast funding. One fixed fee. No APR.
Get £2,000 to £250,000 for your business. You see the exact fee before you sign, and the total you repay never changes.
- Decision in 24 hours
- No interest
- No collateral
Forget interest rates. Know your cost on day one.
Most borrowing makes you decode an APR. With Fundings Bridge you pay one fee, and that is the whole cost.
Rate-based borrowing
- Interest builds up over time
- The total depends on how long it takes
- Hard to compare one offer with another
One fixed fee
- Agreed up front, before you sign
- Total to repay is known before you sign
- Nothing builds up, nothing is hidden
Built for businesses that trade every day
If your customers pay by card or online, you may qualify even when a bank says no.
You qualify if you
- Run a UK-registered business with a UK business bank account
- Have traded for at least four months
- Take at least £2,500 a month by card or online
- Have no recent insolvency or significant county court judgments
Use it for anything your business needs
Repay in the way that suits your trading
Whichever you choose, the total you repay is the same: your amount plus the fixed fee.
A small slice of your daily sales
We collect a fixed percentage of your card sales automatically, so you pay a little more in busy weeks and a little less in quiet ones. Repayments flex with your trading, and the total never changes.
- Automatic, nothing to remember
- Eases pressure in slow periods
- Same total repayable
The same payment every time
Prefer certainty? Repay in equal weekly or monthly instalments by direct debit, so you always know what leaves your account and when.
- Predictable for budgeting
- Weekly or monthly
- Same total repayable
From application to funds in four steps
Everything happens online, and you always know what comes next.
Apply online about 10 minutes
Tell us about your business and how much you need.
Upload your documents
Add photo ID and 3 to 6 months of business bank statements.
Get your offer within 24 hours
See your fixed fee and total to repay. Accept only if it works for you.
Receive your funds 1 to 3 working days
After you sign online, the money goes straight to your business account.
Just two things to get started
Photo ID
For the owner or a director.
- UK passport (photo page), or
- UK driving licence (front and back)
- In date, all four corners visible
- PDF, JPG or PNG
Business bank statements
Your main trading account.
- 3 to 6 months, as PDF
- Download from online banking
- Every page included
- Up to 6 files
Tell us what you need
Fill in one short form, upload your documents, and we will come back to you with your fixed fee.
- One fixed fee, no interest
- Decision within 24 hours
- No collateral
One short form. That is it.
Tell us a little about you and your business, upload your documents, and we take it from there.
- Name, email and phone number
- What the funding is for
- 3 to 6 months of bank statements (PDF)
- UK passport or UK driving licence
Questions, answered
Still unsure? Use the message form at the bottom of any page.
What is the fixed fee?
It is a single charge, agreed with you before you sign. You repay the amount you borrowed plus the fee, and nothing else.
Is there an interest rate or APR?
No. We do not charge interest, so there is no APR. The fee does not grow with time or change after you sign.
Who can apply?
UK-registered businesses with a UK business bank account that have traded for at least four months and take at least £2,500 a month in card or online sales, with no recent insolvency or significant county court judgments.
How quickly will I get a decision and my funds?
Most decisions arrive within 24 hours of receiving your full documents. Once you accept your offer, funds typically reach your account in one to three working days.
Which documents do I need?
Three to six months of business bank statements as PDFs, and photo ID: a UK passport or a UK driving licence.
Do I need security or a guarantee?
No collateral is needed. For larger amounts we may ask for a personal guarantee from a director, and we explain this clearly in your offer.
Can I top up later?
Once you have repaid a good part of your funding you may be offered a top-up, subject to a fresh review of your business.
How is my information handled?
We use your documents only to assess your application. See our privacy policy for details.
See your fixed fee today.
Apply in about ten minutes. Checking your offer does not commit you to anything.